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Flood Figures

ZIP 32224 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,875 NFIP flood insurance policies are in force in ZIP 32224 (Jacksonville, FL), with 172 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,875
Median annual premium
$709
premium only
Median annual cost
$939
premium + fees & surcharges
Mean annual premium
$825
premium only
Policies in SFHA zones
18.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$455,924,000
Contents coverage in force
$140,871,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32224 by rated flood zone
Policies Share Share bar
X 1,578 84.2%
AE 289 15.4%
B 5 0.3%
C 3 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32224 by occupancy type
Policies Share Share bar
Single-family homes 1,487 79.3%
Multi-unit buildings 318 17.0%
Non-residential buildings 35 1.9%
Units in multi-unit buildings 30 1.6%
Mobile homes 5 0.3%

Claims history since 1978

Claims since 1978
172
Total paid
$7,891,232
Paid on buildings
$6,604,162
Paid on contents
$1,275,475
NFIP claims filed per year in ZIP 32224, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1982 2 $0
1989 1 $0
1993 1 $1,267
1994 2 $696
1995 3 $70,622
1996 1 $0
1998 1 $0
1999 1 $0
2000 2 $15,467
2001 2 $24,087
2002 2 $1,250
2004 6 $59,035
2005 2 $252,432
2006 1 $0
2007 1 $12,543
2008 7 $174,954
2011 1 $0
2012 9 $101,902
2014 1 $0
2015 3 $43,466
2016 48 $2,962,725
2017 44 $2,658,049
2018 1 $73,182
2019 2 $24,734
2021 1 $12,704
2022 25 $1,402,117
2024 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 48 $2,962,725
2017 44 $2,658,049
2022 25 $1,402,117

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