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Flood Figures

ZIP 32207 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,011 NFIP flood insurance policies are in force in ZIP 32207 (Jacksonville, FL), with 577 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,011
Median annual premium
$853
premium only
Median annual cost
$1,081
premium + fees & surcharges
Mean annual premium
$1,170
premium only
Policies in SFHA zones
33.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$248,140,000
Contents coverage in force
$71,678,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32207 by rated flood zone
Policies Share Share bar
X 587 58.1%
AE 419 41.4%
B 3 0.3%
C 1 0.1%
A 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32207 by occupancy type
Policies Share Share bar
Single-family homes 580 57.4%
Multi-unit buildings 278 27.5%
Non-residential buildings 124 12.3%
Units in multi-unit buildings 29 2.9%

Claims history since 1978

Claims since 1978
577
Total paid
$25,914,793
Paid on buildings
$21,953,972
Paid on contents
$3,960,822
NFIP claims filed per year in ZIP 32207, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 3 $1,245
1983 1 $0
1984 3 $4,999
1986 1 $1,578
1990 1 $2,550
1991 8 $13,849
1992 1 $1,635
1993 6 $12,375
1994 18 $157,186
1995 5 $7,761
1996 16 $133,419
1998 9 $108,675
1999 2 $6,257
2000 10 $36,442
2001 10 $128,765
2002 1 $4,501
2004 36 $959,938
2005 3 $233
2007 14 $406,002
2008 32 $697,421
2009 6 $24,293
2010 2 $0
2011 2 $8,200
2012 27 $534,693
2013 4 $22,809
2014 2 $13,618
2016 17 $72,607
2017 293 $21,815,711
2018 1 $0
2019 1 $0
2020 3 $18,760
2021 1 $3,206
2022 6 $95,198
2023 2 $4,818
2024 29 $616,050

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 293 $21,815,711
2004 36 $959,938
2008 32 $697,421

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