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Flood Figures

ZIP 32220 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 107 NFIP flood insurance policies are in force in ZIP 32220 (Jacksonville, FL), with 37 flood claims recorded since 1978.

Policies & premiums

Policies in force
107
Median annual premium
$605
premium only
Median annual cost
$807
premium + fees & surcharges
Mean annual premium
$724
premium only
Policies in SFHA zones
50.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$21,379,000
Contents coverage in force
$6,930,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32220 by rated flood zone
Policies Share Share bar
X 53 49.5%
AE 34 31.8%
AO 19 17.8%
A 1 0.9%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32220 by occupancy type
Policies Share Share bar
Single-family homes 80 74.8%
Mobile homes 19 17.8%
Non-residential buildings 8 7.5%

Claims history since 1978

Claims since 1978
37
Total paid
$929,994
Paid on buildings
$688,847
Paid on contents
$241,148
NFIP claims filed per year in ZIP 32220, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1992 3 $61,327
1996 6 $113,732
1998 1 $2,577
2005 1 $4,855
2008 10 $234,080
2012 4 $138,534
2017 11 $374,890
2021 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 11 $374,890
2008 10 $234,080
2012 4 $138,534

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