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Flood Figures

ZIP 78418 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 8,378 NFIP flood insurance policies are in force in ZIP 78418 (Corpus Christi, TX), with 1,003 flood claims recorded since 1978.

Policies & premiums

Policies in force
8,378
Median annual premium
$1,098
premium only
Median annual cost
$1,451
premium + fees & surcharges
Mean annual premium
$1,330
premium only
Policies in SFHA zones
78.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,733,572,000
Contents coverage in force
$446,765,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78418 by rated flood zone
Policies Share Share bar
AE 3,493 41.7%
A13 2,409 28.8%
X 1,010 12.1%
C 409 4.9%
B 388 4.6%
A18 289 3.4%
VE 187 2.2%
A11 143 1.7%
A12 19 0.2%
V22 10 0.1%
A15 7 0.1%
A20 7 0.1%
V13 3 0.0%
V18 2 0.0%
A16 1 0.0%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78418 by occupancy type
Policies Share Share bar
Single-family homes 5,573 66.5%
Multi-unit buildings 1,971 23.5%
Units in multi-unit buildings 614 7.3%
Non-residential buildings 211 2.5%
Mobile homes 9 0.1%

Claims history since 1978

Claims since 1978
1,003
Total paid
$6,598,023
Paid on buildings
$5,194,907
Paid on contents
$1,403,116
NFIP claims filed per year in ZIP 78418, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $35,636
1979 30 $64,510
1980 118 $674,948
1981 8 $4,124
1983 1 $0
1984 1 $0
1985 11 $2,929
1987 5 $7,420
1988 14 $21,080
1991 32 $254,087
1992 9 $8,605
1993 8 $3,496
1995 5 $3,495
1996 6 $120,728
1997 39 $265,810
1998 18 $96,713
1999 36 $27,667
2001 15 $89,044
2002 22 $89,599
2003 5 $42,333
2004 14 $82,266
2005 3 $11,761
2006 3 $5,379
2007 13 $31,876
2008 14 $75,817
2009 4 $7,699
2010 4 $5,018
2011 1 $0
2012 6 $0
2015 28 $134,728
2016 42 $859,516
2017 398 $2,104,416
2018 10 $119,716
2019 15 $243,888
2020 20 $445,395
2021 17 $165,762
2022 1 $0
2023 5 $347,317
2024 20 $145,245

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 398 $2,104,416
2016 42 $859,516
1980 118 $674,948

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