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Flood Figures

ZIP 78411 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 774 NFIP flood insurance policies are in force in ZIP 78411 (Corpus Christi, TX), with 451 flood claims recorded since 1978.

Policies & premiums

Policies in force
774
Median annual premium
$771
premium only
Median annual cost
$1,011
premium + fees & surcharges
Mean annual premium
$816
premium only
Policies in SFHA zones
3.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$178,947,000
Contents coverage in force
$68,692,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78411 by rated flood zone
Policies Share Share bar
X 443 57.2%
C 282 36.4%
VE 22 2.8%
A15 20 2.6%
AE 5 0.6%
B 2 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78411 by occupancy type
Policies Share Share bar
Single-family homes 625 80.7%
Non-residential buildings 67 8.7%
Multi-unit buildings 61 7.9%
Units in multi-unit buildings 21 2.7%

Claims history since 1978

Claims since 1978
451
Total paid
$2,600,387
Paid on buildings
$2,357,433
Paid on contents
$242,953
NFIP claims filed per year in ZIP 78411, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 6 $1,130
1979 57 $121,942
1980 158 $453,842
1981 3 $1,184
1983 1 $179
1984 2 $0
1985 26 $241,350
1986 3 $3,212
1988 2 $3,426
1990 1 $0
1991 3 $13,417
1992 15 $76,902
1993 1 $5,713
1994 2 $11,932
1995 1 $0
1997 20 $49,477
1998 5 $19,008
1999 13 $13,910
2000 1 $0
2001 1 $746
2002 9 $32,026
2003 3 $6,879
2004 7 $73,119
2006 1 $5,304
2007 2 $5,886
2009 1 $0
2010 15 $50,443
2012 1 $0
2013 1 $3,993
2014 4 $9,071
2015 13 $50,264
2016 28 $836,874
2017 23 $220,326
2018 12 $128,060
2020 3 $116,760
2021 5 $39,723
2023 1 $4,290
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 28 $836,874
1980 158 $453,842
1985 26 $241,350

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