Skip to content
Flood Figures

ZIP 78413 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,627 NFIP flood insurance policies are in force in ZIP 78413 (Corpus Christi, TX), with 351 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,627
Median annual premium
$516
premium only
Median annual cost
$702
premium + fees & surcharges
Mean annual premium
$548
premium only
Policies in SFHA zones
13.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$383,029,000
Contents coverage in force
$148,659,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78413 by rated flood zone
Policies Share Share bar
X 909 55.9%
C 430 26.4%
AE 177 10.9%
B 76 4.7%
A07 25 1.5%
AO 10 0.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78413 by occupancy type
Policies Share Share bar
Single-family homes 1,489 91.5%
Units in multi-unit buildings 69 4.2%
Non-residential buildings 41 2.5%
Multi-unit buildings 28 1.7%

Claims history since 1978

Claims since 1978
351
Total paid
$2,784,721
Paid on buildings
$2,437,143
Paid on contents
$347,579
NFIP claims filed per year in ZIP 78413, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $1,792
1979 21 $49,439
1980 42 $139,103
1981 5 $3,563
1983 1 $0
1985 5 $14,897
1990 2 $849
1991 3 $17,387
1992 8 $59,405
1994 1 $0
1995 3 $137
1996 5 $10,463
1997 14 $33,575
1998 15 $85,133
1999 7 $43,435
2000 1 $3,397
2001 4 $3,887
2002 20 $129,686
2003 1 $0
2004 30 $284,961
2005 3 $6,563
2006 3 $10,395
2007 4 $24,075
2009 2 $0
2010 33 $234,815
2012 1 $0
2013 1 $0
2014 4 $32,591
2015 48 $694,280
2016 19 $241,968
2017 16 $208,191
2018 7 $279,107
2019 2 $13,154
2020 3 $19,315
2021 10 $110,674
2022 1 $4,144
2023 1 $0
2024 1 $24,339
2026 3 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2015 48 $694,280
2004 30 $284,961
2018 7 $279,107

Related pages