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Flood Figures

ZIP 78254 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 250 NFIP flood insurance policies are in force in ZIP 78254 (San Antonio, TX), with 18 flood claims recorded since 1978.

Policies & premiums

Policies in force
250
Median annual premium
$661
premium only
Median annual cost
$996
premium + fees & surcharges
Mean annual premium
$690
premium only
Policies in SFHA zones
45.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$59,376,000
Contents coverage in force
$15,191,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78254 by rated flood zone
Policies Share Share bar
X 137 54.8%
AE 102 40.8%
A 11 4.4%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78254 by occupancy type
Policies Share Share bar
Single-family homes 246 98.4%
Non-residential buildings 4 1.6%

Claims history since 1978

Claims since 1978
18
Total paid
$213,105
Paid on buildings
$198,616
Paid on contents
$14,489
NFIP claims filed per year in ZIP 78254, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1985 1 $3,406
1993 1 $8,603
1998 4 $21,211
2000 2 $4,061
2004 1 $11,309
2007 2 $27,120
2010 2 $26,124
2013 2 $50,654
2015 1 $0
2018 1 $5,746
2019 1 $54,872

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2019 1 $54,872
2013 2 $50,654
2007 2 $27,120

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