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Flood Figures

ZIP 78217 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 210 NFIP flood insurance policies are in force in ZIP 78217 (San Antonio, TX), with 90 flood claims recorded since 1978.

Policies & premiums

Policies in force
210
Median annual premium
$846
premium only
Median annual cost
$1,080
premium + fees & surcharges
Mean annual premium
$1,558
premium only
Policies in SFHA zones
38.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$36,249,000
Contents coverage in force
$9,460,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78217 by rated flood zone
Policies Share Share bar
X 136 64.8%
AE 74 35.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78217 by occupancy type
Policies Share Share bar
Multi-unit buildings 100 47.6%
Single-family homes 69 32.9%
Non-residential buildings 26 12.4%
Units in multi-unit buildings 15 7.1%

Claims history since 1978

Claims since 1978
90
Total paid
$1,482,844
Paid on buildings
$1,092,062
Paid on contents
$390,782
NFIP claims filed per year in ZIP 78217, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 6 $39,474
1979 5 $1,959
1980 4 $11,313
1982 1 $844
1986 2 $0
1988 1 $1,027
1990 1 $0
1991 1 $631
1993 1 $7,724
1998 26 $1,003,855
2000 2 $8,956
2001 3 $31,734
2002 15 $113,216
2007 2 $9,949
2009 4 $179,690
2010 2 $27,435
2011 1 $0
2012 6 $6,941
2015 3 $17,070
2016 1 $6,122
2019 2 $0
2025 1 $14,904

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1998 26 $1,003,855
2009 4 $179,690
2002 15 $113,216

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