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Flood Figures

ZIP 78201 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 187 NFIP flood insurance policies are in force in ZIP 78201 (San Antonio, TX), with 129 flood claims recorded since 1978.

Policies & premiums

Policies in force
187
Median annual premium
$1,163
premium only
Median annual cost
$1,468
premium + fees & surcharges
Mean annual premium
$1,443
premium only
Policies in SFHA zones
88.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$38,635,000
Contents coverage in force
$10,300,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78201 by rated flood zone
Policies Share Share bar
AE 156 83.4%
X 22 11.8%
A 9 4.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78201 by occupancy type
Policies Share Share bar
Single-family homes 157 84.0%
Multi-unit buildings 18 9.6%
Non-residential buildings 11 5.9%
Units in multi-unit buildings 1 0.5%

Claims history since 1978

Claims since 1978
129
Total paid
$1,721,361
Paid on buildings
$1,518,507
Paid on contents
$202,855
NFIP claims filed per year in ZIP 78201, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $2,893
1980 1 $3,939
1981 4 $2,210
1986 11 $24,864
1987 2 $0
1988 1 $0
1993 1 $10,280
1994 1 $0
1998 7 $77,069
2000 3 $0
2002 21 $408,332
2004 2 $13,952
2007 8 $150,795
2010 4 $0
2012 3 $1,583
2013 37 $858,989
2015 10 $38,827
2016 4 $56,487
2017 4 $33,908
2020 1 $0
2024 2 $37,234

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2013 37 $858,989
2002 21 $408,332
2007 8 $150,795

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