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Flood Figures

ZIP 78251 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 122 NFIP flood insurance policies are in force in ZIP 78251 (San Antonio, TX), with 6 flood claims recorded since 1978.

Policies & premiums

Policies in force
122
Median annual premium
$811
premium only
Median annual cost
$1,062
premium + fees & surcharges
Mean annual premium
$828
premium only
Policies in SFHA zones
56.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$24,659,000
Contents coverage in force
$8,596,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78251 by rated flood zone
Policies Share Share bar
AE 66 54.1%
X 53 43.4%
A 3 2.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78251 by occupancy type
Policies Share Share bar
Single-family homes 118 96.7%
Non-residential buildings 3 2.5%
Units in multi-unit buildings 1 0.8%

Claims history since 1978

Claims since 1978
6
Total paid
$20,857
Paid on buildings
$20,857
Paid on contents
$0
NFIP claims filed per year in ZIP 78251, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1987 1 $1,414
2002 1 $0
2018 2 $4,152
2021 2 $15,291

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2021 2 $15,291
2018 2 $4,152
1987 1 $1,414

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