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Flood Figures

ZIP 78250 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 163 NFIP flood insurance policies are in force in ZIP 78250 (San Antonio, TX), with 21 flood claims recorded since 1978.

Policies & premiums

Policies in force
163
Median annual premium
$685
premium only
Median annual cost
$937
premium + fees & surcharges
Mean annual premium
$781
premium only
Policies in SFHA zones
60.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$36,129,000
Contents coverage in force
$12,714,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 78250 by rated flood zone
Policies Share Share bar
AE 89 54.6%
X 64 39.3%
A 10 6.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 78250 by occupancy type
Policies Share Share bar
Single-family homes 142 87.1%
Non-residential buildings 15 9.2%
Multi-unit buildings 6 3.7%

Claims history since 1978

Claims since 1978
21
Total paid
$530,644
Paid on buildings
$441,966
Paid on contents
$88,679
NFIP claims filed per year in ZIP 78250, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $416
1998 2 $0
2000 1 $4,889
2013 1 $28,596
2015 1 $0
2018 1 $0
2019 1 $0
2021 9 $410,680
2023 1 $1,356
2025 3 $84,708

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2021 9 $410,680
2025 3 $84,708
2013 1 $28,596

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