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Flood Figures

ZIP 77380 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,037 NFIP flood insurance policies are in force in ZIP 77380 (Spring, TX), with 1,343 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,037
Median annual premium
$858
premium only
Median annual cost
$1,086
premium + fees & surcharges
Mean annual premium
$1,021
premium only
Policies in SFHA zones
16.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$241,806,000
Contents coverage in force
$102,011,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77380 by rated flood zone
Policies Share Share bar
X 864 83.3%
AE 173 16.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77380 by occupancy type
Policies Share Share bar
Single-family homes 926 89.3%
Non-residential buildings 84 8.1%
Units in multi-unit buildings 24 2.3%
Multi-unit buildings 3 0.3%

Claims history since 1978

Claims since 1978
1,343
Total paid
$75,558,529
Paid on buildings
$59,847,898
Paid on contents
$15,530,631
NFIP claims filed per year in ZIP 77380, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 8 $45,119
1979 69 $542,536
1980 3 $8,328
1981 35 $131,338
1982 4 $27,736
1983 15 $116,818
1984 6 $30,679
1985 28 $449,570
1986 4 $0
1987 36 $160,802
1989 36 $353,722
1991 3 $951
1992 2 $10,354
1993 8 $51,214
1994 103 $5,088,276
1995 1 $2,197
1997 1 $0
1998 95 $1,592,379
1999 1 $3,988
2001 98 $4,273,587
2002 5 $19,595
2003 1 $0
2004 1 $5,983
2005 1 $7,155
2006 15 $222,861
2008 66 $3,533,548
2009 6 $61,845
2012 57 $1,938,699
2014 1 $6,122
2015 4 $0
2016 264 $15,720,621
2017 333 $40,213,729
2018 5 $89,765
2019 13 $426,405
2021 1 $0
2023 3 $14,807
2024 10 $327,799
2025 1 $80,000

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 333 $40,213,729
2016 264 $15,720,621
1994 103 $5,088,276

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