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Flood Figures

ZIP 77373 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,015 NFIP flood insurance policies are in force in ZIP 77373 (Spring, TX), with 1,121 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,015
Median annual premium
$606
premium only
Median annual cost
$817
premium + fees & surcharges
Mean annual premium
$681
premium only
Policies in SFHA zones
14.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$468,225,600
Contents coverage in force
$174,121,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77373 by rated flood zone
Policies Share Share bar
X 1,729 85.8%
AE 276 13.7%
A 10 0.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77373 by occupancy type
Policies Share Share bar
Single-family homes 1,925 95.5%
Non-residential buildings 54 2.7%
Multi-unit buildings 29 1.4%
Units in multi-unit buildings 5 0.2%
Mobile homes 2 0.1%

Claims history since 1978

Claims since 1978
1,121
Total paid
$77,194,602
Paid on buildings
$60,968,956
Paid on contents
$16,217,867
NFIP claims filed per year in ZIP 77373, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 6 $17,940
1979 38 $188,210
1980 2 $91
1981 42 $150,540
1982 8 $14,116
1983 36 $75,352
1984 25 $175,598
1985 2 $24,284
1986 1 $0
1987 18 $68,157
1989 46 $799,216
1990 2 $3,826
1993 1 $0
1994 23 $824,138
1996 1 $993
1997 1 $0
1998 19 $209,221
1999 1 $7,224
2001 74 $2,272,432
2002 9 $84,033
2003 22 $249,888
2004 5 $27,143
2006 11 $159,771
2007 5 $35,842
2008 54 $534,237
2009 8 $271,448
2010 3 $347
2011 2 $30,006
2012 8 $53,501
2014 3 $14,097
2015 19 $443,561
2016 100 $3,087,363
2017 422 $63,994,255
2019 82 $3,124,107
2021 1 $0
2022 2 $0
2023 5 $118,141
2024 13 $135,524
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 422 $63,994,255
2019 82 $3,124,107
2016 100 $3,087,363

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