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Flood Figures

ZIP 77379 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,387 NFIP flood insurance policies are in force in ZIP 77379 (Spring, TX), with 1,393 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,387
Median annual premium
$785
premium only
Median annual cost
$1,022
premium + fees & surcharges
Mean annual premium
$788
premium only
Policies in SFHA zones
6.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,065,097,600
Contents coverage in force
$414,007,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77379 by rated flood zone
Policies Share Share bar
X 4,122 94.0%
AE 246 5.6%
A 19 0.4%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77379 by occupancy type
Policies Share Share bar
Single-family homes 4,110 93.7%
Non-residential buildings 126 2.9%
Units in multi-unit buildings 76 1.7%
Multi-unit buildings 73 1.7%
Mobile homes 2 0.0%

Claims history since 1978

Claims since 1978
1,393
Total paid
$147,341,549
Paid on buildings
$110,747,981
Paid on contents
$36,593,568
NFIP claims filed per year in ZIP 77379, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 5 $6,791
1979 11 $53,796
1980 8 $3,699
1981 14 $38,737
1982 14 $111,910
1983 18 $73,494
1984 26 $195,000
1985 2 $17,423
1986 1 $0
1987 7 $23,485
1988 1 $0
1989 48 $457,951
1991 9 $12,173
1992 19 $178,747
1994 15 $187,775
1996 3 $5,329
1997 6 $7,225
1998 48 $1,079,684
1999 6 $8,857
2000 1 $0
2001 174 $4,753,844
2002 6 $4,772
2003 4 $52,891
2004 2 $6,017
2005 4 $6,781
2006 17 $142,540
2007 8 $46,321
2008 91 $610,321
2009 10 $196,587
2010 3 $5,960
2011 1 $0
2012 1 $9,372
2013 1 $0
2014 6 $14,768
2015 18 $190,670
2016 167 $11,973,336
2017 588 $126,638,600
2018 5 $10,105
2019 6 $25,448
2021 6 $47,481
2023 1 $94,388
2024 12 $49,269

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 588 $126,638,600
2016 167 $11,973,336
2001 174 $4,753,844

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