Skip to content
Flood Figures

ZIP 70820 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,299 NFIP flood insurance policies are in force in ZIP 70820 (Baton Rouge, LA), with 367 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,299
Median annual premium
$398
premium only
Median annual cost
$622
premium + fees & surcharges
Mean annual premium
$422
premium only
Policies in SFHA zones
35.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$500,826,000
Contents coverage in force
$110,864,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70820 by rated flood zone
Policies Share Share bar
X 1,342 58.4%
AE 922 40.1%
A 35 1.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70820 by occupancy type
Policies Share Share bar
Single-family homes 1,268 55.2%
Multi-unit buildings 856 37.2%
Units in multi-unit buildings 101 4.4%
Non-residential buildings 73 3.2%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
367
Total paid
$8,264,181
Paid on buildings
$8,018,652
Paid on contents
$245,529
NFIP claims filed per year in ZIP 70820, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 11 $47,371
1980 10 $16,756
1982 1 $8,717
1983 2 $11,836
1989 43 $196,161
1990 8 $32,503
1991 5 $15,079
1993 33 $323,867
1995 1 $1,482
1997 1 $0
1998 2 $0
2001 52 $325,417
2002 4 $18,914
2003 2 $5,210
2004 1 $0
2005 9 $23,500
2006 1 $57,080
2008 7 $12,980
2010 1 $4,275
2011 2 $1,000
2012 3 $21,440
2013 1 $11,978
2015 2 $112,315
2016 65 $3,537,778
2017 2 $9,882
2018 2 $0
2019 24 $456,888
2020 3 $19,738
2021 43 $2,329,592
2022 12 $0
2023 13 $662,422
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 65 $3,537,778
2021 43 $2,329,592
2023 13 $662,422

Related pages