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Flood Figures

ZIP 70817 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,280 NFIP flood insurance policies are in force in ZIP 70817 (Baton Rouge, LA), with 2,792 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,280
Median annual premium
$327
premium only
Median annual cost
$470
premium + fees & surcharges
Mean annual premium
$372
premium only
Policies in SFHA zones
40.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,274,143,000
Contents coverage in force
$408,882,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70817 by rated flood zone
Policies Share Share bar
X 3,148 59.6%
AE 2,089 39.6%
A 42 0.8%
A06 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70817 by occupancy type
Policies Share Share bar
Single-family homes 4,917 93.1%
Non-residential buildings 156 3.0%
Multi-unit buildings 149 2.8%
Units in multi-unit buildings 55 1.0%
Mobile homes 3 0.1%

Claims history since 1978

Claims since 1978
2,792
Total paid
$135,119,203
Paid on buildings
$117,167,028
Paid on contents
$17,422,110
NFIP claims filed per year in ZIP 70817, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $375
1979 88 $431,972
1980 74 $363,731
1982 19 $24,960
1983 299 $5,546,729
1985 6 $12,289
1986 14 $42,854
1987 5 $9,396
1988 10 $9,712
1989 3 $7,100
1990 211 $2,694,688
1991 9 $17,363
1992 24 $20,366
1993 96 $889,161
1994 34 $133,770
1995 44 $340,915
1996 1 $1,374
1997 33 $144,890
1998 14 $57,899
1999 6 $33,653
2001 127 $1,718,099
2002 11 $27,601
2003 6 $34,851
2004 6 $13,331
2005 21 $554,896
2006 9 $75,940
2007 2 $9,146
2008 39 $224,100
2009 2 $2,744
2010 2 $46,126
2011 2 $17,898
2012 8 $51,247
2013 1 $0
2014 5 $18,792
2015 3 $9,688
2016 1,380 $113,850,544
2018 2 $0
2019 48 $1,616,522
2020 4 $50,296
2021 112 $5,929,799
2023 4 $8,882
2024 3 $13,901
2025 2 $0
2026 2 $61,602

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 1,380 $113,850,544
2021 112 $5,929,799
1983 299 $5,546,729

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