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Flood Figures

ZIP 70810 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,457 NFIP flood insurance policies are in force in ZIP 70810 (Baton Rouge, LA), with 967 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,457
Median annual premium
$389
premium only
Median annual cost
$558
premium + fees & surcharges
Mean annual premium
$446
premium only
Policies in SFHA zones
17.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,079,524,000
Contents coverage in force
$393,826,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70810 by rated flood zone
Policies Share Share bar
X 3,696 82.9%
AE 749 16.8%
A 10 0.2%
A04 1 0.0%
C 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70810 by occupancy type
Policies Share Share bar
Single-family homes 4,074 91.4%
Non-residential buildings 201 4.5%
Multi-unit buildings 111 2.5%
Units in multi-unit buildings 70 1.6%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
967
Total paid
$44,041,046
Paid on buildings
$37,820,813
Paid on contents
$6,210,140
NFIP claims filed per year in ZIP 70810, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $359
1979 5 $42,070
1980 5 $24,872
1982 1 $2,905
1983 14 $162,764
1985 1 $6,459
1987 3 $8,134
1988 1 $2,791
1989 45 $379,792
1990 1 $44,047
1991 1 $0
1992 34 $439,560
1993 64 $955,726
1995 42 $34,673
1996 34 $324,888
1997 26 $402,927
2000 1 $1,653
2001 94 $2,620,159
2002 3 $0
2003 3 $25,414
2004 2 $16,511
2005 13 $231,890
2006 19 $487,617
2007 4 $9,326
2008 17 $63,137
2009 2 $0
2011 1 $14,026
2012 7 $19,084
2013 2 $75,600
2014 1 $45,452
2015 7 $323,834
2016 138 $6,146,916
2019 28 $1,425,768
2020 1 $0
2021 337 $29,401,176
2022 1 $0
2023 3 $11,460
2024 1 $15,992
2025 2 $274,061
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2021 337 $29,401,176
2016 138 $6,146,916
2001 94 $2,620,159

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