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Flood Figures

ZIP 70818 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,450 NFIP flood insurance policies are in force in ZIP 70818 (Baton Rouge, LA), with 1,352 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,450
Median annual premium
$862
premium only
Median annual cost
$1,161
premium + fees & surcharges
Mean annual premium
$1,064
premium only
Policies in SFHA zones
56.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$318,643,000
Contents coverage in force
$84,847,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70818 by rated flood zone
Policies Share Share bar
AE 784 54.1%
X 625 43.1%
A 41 2.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70818 by occupancy type
Policies Share Share bar
Single-family homes 1,280 88.3%
Multi-unit buildings 84 5.8%
Non-residential buildings 68 4.7%
Mobile homes 16 1.1%
Units in multi-unit buildings 2 0.1%

Claims history since 1978

Claims since 1978
1,352
Total paid
$76,232,136
Paid on buildings
$64,200,932
Paid on contents
$11,959,140
NFIP claims filed per year in ZIP 70818, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 15 $96,032
1980 17 $35,869
1982 23 $74,348
1983 119 $2,377,302
1985 13 $77,594
1986 7 $23,401
1987 6 $29,562
1988 20 $61,104
1989 31 $126,395
1990 16 $184,305
1991 7 $33,652
1992 11 $39,423
1993 94 $2,252,086
1994 16 $188,155
1995 125 $1,641,126
1996 21 $246,195
1997 3 $45,052
1998 14 $182,081
1999 2 $21,364
2000 13 $127,431
2001 53 $2,774,335
2002 5 $19,738
2003 1 $11,620
2005 6 $7,810
2006 1 $15,406
2008 24 $1,489,650
2009 1 $4,702
2010 1 $15,322
2011 1 $17,990
2012 4 $20,701
2013 5 $3,863
2014 1 $6,685
2015 1 $0
2016 654 $63,485,556
2017 4 $39,649
2018 6 $91,960
2020 6 $312,572
2021 3 $16,556
2023 1 $0
2024 1 $35,543

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 654 $63,485,556
2001 53 $2,774,335
1983 119 $2,377,302

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