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Flood Figures

ZIP 70808 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,582 NFIP flood insurance policies are in force in ZIP 70808 (Baton Rouge, LA), with 788 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,582
Median annual premium
$462
premium only
Median annual cost
$673
premium + fees & surcharges
Mean annual premium
$530
premium only
Policies in SFHA zones
43.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$608,807,000
Contents coverage in force
$189,521,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70808 by rated flood zone
Policies Share Share bar
X 1,406 54.5%
AE 1,129 43.7%
A 46 1.8%
B 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70808 by occupancy type
Policies Share Share bar
Single-family homes 1,950 75.5%
Multi-unit buildings 309 12.0%
Non-residential buildings 189 7.3%
Units in multi-unit buildings 134 5.2%

Claims history since 1978

Claims since 1978
788
Total paid
$16,621,769
Paid on buildings
$14,938,953
Paid on contents
$1,622,816
NFIP claims filed per year in ZIP 70808, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 3 $3,186
1979 22 $300,593
1980 10 $18,939
1982 1 $1,825
1983 17 $160,042
1984 1 $4,146
1985 3 $9,337
1986 4 $19,770
1988 4 $4,707
1989 81 $639,160
1990 8 $10,734
1991 6 $19,368
1992 18 $34,263
1993 20 $159,611
1994 1 $1,352
1995 54 $888,017
1996 5 $15,647
1997 9 $41,969
1998 2 $4,850
2000 2 $41,688
2001 83 $579,989
2002 5 $11,755
2003 2 $46
2004 11 $146,194
2005 19 $104,978
2006 16 $231,849
2007 11 $224,019
2008 35 $232,363
2009 3 $898
2010 1 $0
2011 2 $26,224
2012 12 $189,440
2013 4 $23,834
2014 1 $0
2015 5 $29,339
2016 159 $6,696,933
2017 1 $10,070
2018 3 $43,772
2019 31 $1,014,800
2020 11 $117,108
2021 86 $4,274,409
2022 3 $0
2023 3 $10,081
2025 1 $0
2026 9 $274,465

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 159 $6,696,933
2021 86 $4,274,409
2019 31 $1,014,800

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