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Flood Figures

ZIP 70814 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,411 NFIP flood insurance policies are in force in ZIP 70814 (Baton Rouge, LA), with 1,772 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,411
Median annual premium
$698
premium only
Median annual cost
$928
premium + fees & surcharges
Mean annual premium
$822
premium only
Policies in SFHA zones
23.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$308,531,000
Contents coverage in force
$114,352,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70814 by rated flood zone
Policies Share Share bar
X 1,086 77.0%
AE 202 14.3%
A 122 8.6%
C 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70814 by occupancy type
Policies Share Share bar
Single-family homes 1,263 89.5%
Non-residential buildings 130 9.2%
Multi-unit buildings 17 1.2%
Mobile homes 1 0.1%

Claims history since 1978

Claims since 1978
1,772
Total paid
$98,219,505
Paid on buildings
$78,008,809
Paid on contents
$19,988,547
NFIP claims filed per year in ZIP 70814, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 82 $323,518
1980 32 $78,662
1982 25 $87,088
1983 182 $4,844,115
1985 2 $3,403
1986 2 $2,207
1987 1 $0
1988 1 $679
1989 9 $21,045
1990 61 $624,312
1991 3 $8,612
1992 21 $87,598
1993 170 $3,425,708
1994 3 $21,880
1995 109 $1,717,161
1996 2 $8,636
1997 9 $95,586
1998 4 $13,889
1999 3 $9,690
2000 1 $0
2001 239 $8,997,720
2002 3 $1,529
2003 2 $4,791
2004 2 $8,499
2005 10 $58,986
2006 1 $4,488
2007 1 $2,997
2008 147 $5,075,576
2009 2 $23,877
2010 2 $4,820
2011 4 $11,273
2012 2 $0
2013 2 $5,350
2014 2 $0
2015 2 $0
2016 599 $72,513,983
2017 4 $24,577
2018 3 $43,804
2019 2 $0
2020 5 $63,447
2021 13 $0
2023 1 $0
2024 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 599 $72,513,983
2001 239 $8,997,720
2008 147 $5,075,576

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