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Flood Figures

ZIP 70811 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 722 NFIP flood insurance policies are in force in ZIP 70811 (Baton Rouge, LA), with 649 flood claims recorded since 1978.

Policies & premiums

Policies in force
722
Median annual premium
$838
premium only
Median annual cost
$1,077
premium + fees & surcharges
Mean annual premium
$870
premium only
Policies in SFHA zones
41.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$140,522,000
Contents coverage in force
$44,201,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70811 by rated flood zone
Policies Share Share bar
X 422 58.4%
AE 270 37.4%
A 30 4.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70811 by occupancy type
Policies Share Share bar
Single-family homes 682 94.5%
Non-residential buildings 23 3.2%
Multi-unit buildings 15 2.1%
Mobile homes 1 0.1%
Units in multi-unit buildings 1 0.1%

Claims history since 1978

Claims since 1978
649
Total paid
$40,002,932
Paid on buildings
$32,631,620
Paid on contents
$7,285,612
NFIP claims filed per year in ZIP 70811, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 11 $40,476
1980 3 $8,140
1981 1 $350
1982 3 $1,995
1983 83 $1,651,270
1984 4 $10,136
1985 2 $1,250
1987 3 $11,848
1988 1 $683
1989 5 $16,706
1990 6 $1,887
1991 2 $3,490
1992 2 $0
1993 13 $44,158
1995 17 $64,302
1996 1 $4,456
1997 1 $2,504
1998 1 $7,605
1999 1 $3,915
2000 2 $15,932
2001 89 $2,558,098
2002 4 $8,870
2004 1 $0
2005 5 $51,167
2007 1 $2,723
2008 25 $227,263
2009 1 $0
2012 3 $8,809
2013 1 $8,878
2014 2 $0
2015 4 $4,619
2016 331 $35,044,734
2017 2 $8,931
2018 1 $0
2019 4 $64,505
2020 3 $14,638
2021 9 $108,595
2022 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 331 $35,044,734
2001 89 $2,558,098
1983 83 $1,651,270

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