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Flood Figures

ZIP 70806 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 929 NFIP flood insurance policies are in force in ZIP 70806 (Baton Rouge, LA), with 181 flood claims recorded since 1978.

Policies & premiums

Policies in force
929
Median annual premium
$522
premium only
Median annual cost
$749
premium + fees & surcharges
Mean annual premium
$564
premium only
Policies in SFHA zones
16.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$219,854,000
Contents coverage in force
$75,033,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70806 by rated flood zone
Policies Share Share bar
X 741 79.8%
AE 188 20.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70806 by occupancy type
Policies Share Share bar
Single-family homes 694 74.7%
Non-residential buildings 116 12.5%
Multi-unit buildings 81 8.7%
Units in multi-unit buildings 38 4.1%

Claims history since 1978

Claims since 1978
181
Total paid
$2,291,407
Paid on buildings
$1,931,156
Paid on contents
$360,251
NFIP claims filed per year in ZIP 70806, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $2,534
1979 26 $166,344
1980 10 $18,259
1983 14 $103,455
1984 2 $4,320
1985 2 $903
1989 11 $39,159
1990 3 $14,642
1991 8 $79,192
1992 7 $68,077
1993 3 $30,345
1994 3 $8,207
1995 14 $120,310
1996 1 $0
1997 1 $12,039
2001 6 $32,716
2002 1 $2,681
2003 2 $45,314
2004 2 $11,651
2005 9 $339,186
2006 4 $172,996
2007 2 $49,219
2008 6 $16,207
2012 2 $3,811
2015 2 $0
2016 13 $170,708
2017 4 $57,445
2018 1 $0
2019 8 $370,559
2020 1 $795
2021 5 $132,390
2022 1 $84,722
2026 5 $133,221

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2019 8 $370,559
2005 9 $339,186
2006 4 $172,996

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