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Flood Figures

ZIP 70802 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 841 NFIP flood insurance policies are in force in ZIP 70802 (Baton Rouge, LA), with 386 flood claims recorded since 1978.

Policies & premiums

Policies in force
841
Median annual premium
$419
premium only
Median annual cost
$706
premium + fees & surcharges
Mean annual premium
$548
premium only
Policies in SFHA zones
53.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$167,611,000
Contents coverage in force
$35,981,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70802 by rated flood zone
Policies Share Share bar
AE 404 48.0%
X 359 42.7%
A 78 9.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70802 by occupancy type
Policies Share Share bar
Multi-unit buildings 342 40.7%
Single-family homes 340 40.4%
Non-residential buildings 115 13.7%
Units in multi-unit buildings 44 5.2%

Claims history since 1978

Claims since 1978
386
Total paid
$4,888,856
Paid on buildings
$4,535,667
Paid on contents
$310,989
NFIP claims filed per year in ZIP 70802, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 4 $15,089
1980 12 $28,447
1981 1 $0
1982 2 $7,119
1983 9 $35,212
1984 2 $14,900
1985 1 $8,527
1987 1 $4,468
1988 9 $9,124
1989 20 $121,486
1990 1 $9,388
1991 6 $23,596
1992 22 $128,486
1993 4 $8,365
1994 5 $2,170
1995 49 $475,545
1996 7 $28,399
1997 2 $7,564
1998 2 $0
1999 1 $0
2001 32 $501,550
2002 12 $12,533
2004 8 $28,316
2005 17 $67,226
2006 5 $21,111
2007 3 $7,635
2008 11 $35,454
2009 2 $10,418
2010 1 $21,065
2012 3 $9,474
2013 3 $4,801
2015 11 $251,331
2016 73 $2,086,036
2017 1 $0
2018 5 $226,016
2019 26 $525,358
2021 6 $89,650
2022 1 $0
2023 2 $31,062
2024 1 $0
2026 3 $31,935

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 73 $2,086,036
2019 26 $525,358
2001 32 $501,550

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