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Flood Figures

ZIP 70005 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 7,650 NFIP flood insurance policies are in force in ZIP 70005 (Metairie, LA), with 7,970 flood claims recorded since 1978.

Policies & premiums

Policies in force
7,650
Median annual premium
$859
premium only
Median annual cost
$1,136
premium + fees & surcharges
Mean annual premium
$1,008
premium only
Policies in SFHA zones
48.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,779,664,800
Contents coverage in force
$559,160,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70005 by rated flood zone
Policies Share Share bar
X 3,854 50.4%
AE 3,706 48.4%
B 86 1.1%
A 3 0.0%
A01 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70005 by occupancy type
Policies Share Share bar
Single-family homes 5,923 77.4%
Multi-unit buildings 1,217 15.9%
Non-residential buildings 348 4.5%
Units in multi-unit buildings 161 2.1%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
7,970
Total paid
$350,240,321
Paid on buildings
$259,176,868
Paid on contents
$89,225,067
NFIP claims filed per year in ZIP 70005, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 232 $772,549
1979 12 $66,550
1980 181 $450,465
1981 25 $34,460
1982 31 $66,924
1983 319 $1,313,124
1985 12 $122,756
1986 1 $3,603
1987 2 $3,199
1988 43 $92,134
1989 67 $141,559
1990 59 $344,740
1991 81 $457,683
1992 18 $49,714
1993 2 $2,336
1994 3 $0
1995 1,353 $25,991,571
1996 1 $3,161
1997 3 $0
1998 222 $976,184
1999 6 $10,877
2000 2 $2,838
2001 20 $57,067
2002 132 $726,095
2003 10 $13,965
2004 1 $19,108
2005 4,784 $312,327,037
2006 5 $60,083
2007 3 $0
2008 31 $59,752
2009 43 $533,551
2010 3 $16,663
2011 15 $129,898
2012 53 $445,705
2013 6 $42,112
2014 1 $20,377
2015 9 $66,508
2016 4 $28,873
2017 16 $177,888
2018 2 $30,890
2019 13 $223,273
2020 6 $80,173
2021 75 $1,309,811
2022 1 $0
2023 2 $27,010
2024 60 $2,938,055

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 4,784 $312,327,037
1995 1,353 $25,991,571
2024 60 $2,938,055

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