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Flood Figures

ZIP 70001 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 9,250 NFIP flood insurance policies are in force in ZIP 70001 (Metairie, LA), with 10,807 flood claims recorded since 1978.

Policies & premiums

Policies in force
9,250
Median annual premium
$902
premium only
Median annual cost
$1,192
premium + fees & surcharges
Mean annual premium
$995
premium only
Policies in SFHA zones
65.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$2,150,506,000
Contents coverage in force
$617,077,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70001 by rated flood zone
Policies Share Share bar
AE 6,256 67.6%
X 2,928 31.7%
B 66 0.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70001 by occupancy type
Policies Share Share bar
Single-family homes 6,848 74.0%
Multi-unit buildings 1,627 17.6%
Non-residential buildings 641 6.9%
Units in multi-unit buildings 132 1.4%
Mobile homes 2 0.0%

Claims history since 1978

Claims since 1978
10,807
Total paid
$313,838,866
Paid on buildings
$241,623,056
Paid on contents
$68,612,690
NFIP claims filed per year in ZIP 70001, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 144 $550,109
1979 12 $13,966
1980 256 $1,078,144
1981 17 $65,999
1982 56 $196,138
1983 340 $1,710,571
1984 2 $3,211
1985 10 $3,463
1986 2 $0
1988 47 $139,926
1989 216 $1,909,501
1990 5 $8,950
1991 157 $715,394
1992 13 $46,417
1994 2 $0
1995 3,171 $58,310,054
1996 3 $39,877
1997 9 $9,954
1998 166 $683,815
1999 3 $61,492
2000 12 $8,763
2001 43 $146,735
2002 115 $916,222
2003 8 $34,562
2004 12 $62,112
2005 5,514 $240,083,437
2006 13 $71,420
2007 6 $5,063
2008 56 $93,588
2009 75 $1,067,708
2010 3 $7,346
2011 22 $162,185
2012 77 $383,703
2013 5 $54,946
2014 2 $0
2015 4 $3,808
2016 9 $35,534
2017 5 $55,109
2018 6 $172,375
2019 20 $664,396
2020 5 $60,697
2021 91 $772,416
2022 3 $0
2023 2 $0
2024 68 $3,429,761

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 5,514 $240,083,437
1995 3,171 $58,310,054
2024 68 $3,429,761

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