Skip to content
Flood Figures

ZIP 70003 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 10,734 NFIP flood insurance policies are in force in ZIP 70003 (Metairie, LA), with 15,464 flood claims recorded since 1978.

Policies & premiums

Policies in force
10,734
Median annual premium
$915
premium only
Median annual cost
$1,184
premium + fees & surcharges
Mean annual premium
$984
premium only
Policies in SFHA zones
79.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$2,325,457,200
Contents coverage in force
$640,922,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70003 by rated flood zone
Policies Share Share bar
AE 8,552 79.7%
X 2,146 20.0%
B 23 0.2%
A 7 0.1%
A01 6 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70003 by occupancy type
Policies Share Share bar
Single-family homes 9,784 91.1%
Multi-unit buildings 595 5.5%
Non-residential buildings 313 2.9%
Units in multi-unit buildings 37 0.3%
Mobile homes 5 0.0%

Claims history since 1978

Claims since 1978
15,464
Total paid
$424,997,240
Paid on buildings
$311,225,737
Paid on contents
$104,330,571
NFIP claims filed per year in ZIP 70003, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 80 $143,761
1979 19 $82,492
1980 289 $903,534
1981 24 $34,467
1982 20 $12,253
1983 348 $1,192,212
1984 3 $465
1985 17 $45,279
1986 1 $0
1987 1 $0
1988 81 $205,514
1989 826 $6,482,819
1990 11 $8,783
1991 18 $9,617
1992 14 $32,394
1993 1 $0
1995 3,655 $71,591,117
1996 6 $13,078
1997 7 $8,747
1998 105 $226,962
1999 5 $265
2001 85 $245,704
2002 553 $6,114,388
2003 16 $9,006
2004 23 $71,082
2005 8,435 $329,793,397
2006 6 $44,702
2007 8 $8,929
2008 93 $111,843
2009 49 $447,390
2010 6 $28,443
2011 58 $372,471
2012 171 $601,367
2013 11 $68,118
2014 4 $16,611
2015 6 $2,876
2016 14 $67,438
2017 13 $198,294
2018 7 $6,961
2019 14 $137,247
2020 16 $230,250
2021 204 $883,291
2022 6 $67,919
2023 2 $0
2024 130 $4,472,524
2025 3 $3,228

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 8,435 $329,793,397
1995 3,655 $71,591,117
1989 826 $6,482,819

Related pages