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Flood Figures

ZIP 34210 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,732 NFIP flood insurance policies are in force in ZIP 34210 (Bradenton, FL), with 464 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,732
Median annual premium
$1,468
premium only
Median annual cost
$1,955
premium + fees & surcharges
Mean annual premium
$1,966
premium only
Policies in SFHA zones
65.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$565,815,000
Contents coverage in force
$69,366,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34210 by rated flood zone
Policies Share Share bar
AE 1,536 56.2%
X 917 33.6%
A 182 6.7%
VE 89 3.3%
A13 4 0.1%
A15 2 0.1%
V 2 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34210 by occupancy type
Policies Share Share bar
Multi-unit buildings 1,484 54.3%
Single-family homes 734 26.9%
Units in multi-unit buildings 393 14.4%
Mobile homes 61 2.2%
Non-residential buildings 60 2.2%

Claims history since 1978

Claims since 1978
464
Total paid
$24,135,908
Paid on buildings
$22,479,925
Paid on contents
$1,655,983
NFIP claims filed per year in ZIP 34210, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1980 1 $0
1981 2 $269
1982 12 $4,932
1985 14 $78,079
1986 1 $0
1988 8 $1,156
1992 26 $76,120
1993 5 $5,146
1994 1 $0
1996 15 $117,797
1997 5 $3,377
2000 1 $0
2001 14 $3,264
2003 1 $0
2004 3 $622
2005 2 $0
2007 1 $0
2012 3 $19,683
2013 1 $0
2015 1 $0
2017 4 $0
2020 9 $261,110
2022 1 $0
2023 17 $408,170
2024 316 $23,156,183

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 316 $23,156,183
2023 17 $408,170
2020 9 $261,110

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