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Flood Figures

ZIP 34212 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,775 NFIP flood insurance policies are in force in ZIP 34212 (Bradenton, FL), with 65 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,775
Median annual premium
$593
premium only
Median annual cost
$802
premium + fees & surcharges
Mean annual premium
$710
premium only
Policies in SFHA zones
33.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$660,570,000
Contents coverage in force
$148,623,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34212 by rated flood zone
Policies Share Share bar
X 1,469 52.9%
AE 1,262 45.5%
A 41 1.5%
C 2 0.1%
B 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34212 by occupancy type
Policies Share Share bar
Single-family homes 1,546 55.7%
Multi-unit buildings 1,049 37.8%
Units in multi-unit buildings 131 4.7%
Non-residential buildings 33 1.2%
Mobile homes 16 0.6%

Claims history since 1978

Claims since 1978
65
Total paid
$1,066,025
Paid on buildings
$877,175
Paid on contents
$188,851
NFIP claims filed per year in ZIP 34212, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1988 1 $1,465
1992 5 $27,483
1998 2 $8,522
2001 9 $102,467
2003 6 $82,274
2004 2 $28,764
2011 1 $0
2012 2 $0
2013 1 $0
2016 1 $0
2017 3 $0
2019 2 $16,206
2020 2 $0
2022 2 $0
2024 26 $798,844

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 26 $798,844
2001 9 $102,467
2003 6 $82,274

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