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Flood Figures

ZIP 34207 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,179 NFIP flood insurance policies are in force in ZIP 34207 (Bradenton, FL), with 330 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,179
Median annual premium
$553
premium only
Median annual cost
$842
premium + fees & surcharges
Mean annual premium
$1,055
premium only
Policies in SFHA zones
68.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$198,817,600
Contents coverage in force
$40,260,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34207 by rated flood zone
Policies Share Share bar
AE 799 67.8%
X 328 27.8%
A 47 4.0%
VE 3 0.3%
C 1 0.1%
A15 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34207 by occupancy type
Policies Share Share bar
Single-family homes 450 38.2%
Mobile homes 281 23.8%
Multi-unit buildings 269 22.8%
Units in multi-unit buildings 114 9.7%
Non-residential buildings 65 5.5%

Claims history since 1978

Claims since 1978
330
Total paid
$4,412,857
Paid on buildings
$3,936,055
Paid on contents
$446,802
NFIP claims filed per year in ZIP 34207, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1982 10 $49,323
1985 15 $136,149
1988 11 $6,942
1992 9 $24,348
1993 5 $72,532
1994 2 $335
1995 2 $16,600
1996 11 $238,078
1997 42 $133,147
1998 26 $70,115
2000 6 $12,859
2001 20 $77,161
2002 1 $0
2003 19 $124,202
2004 4 $9,892
2005 1 $0
2006 1 $0
2009 1 $17,522
2012 5 $11,727
2016 27 $460,089
2017 37 $627,474
2018 1 $0
2019 1 $3,724
2020 6 $119,588
2022 6 $1,232
2023 1 $39,190
2024 59 $2,160,629

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 59 $2,160,629
2017 37 $627,474
2016 27 $460,089

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