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Flood Figures

ZIP 34201 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 359 NFIP flood insurance policies are in force in ZIP 34201 (Bradenton, FL), with 6 flood claims recorded since 1978.

Policies & premiums

Policies in force
359
Median annual premium
$603
premium only
Median annual cost
$813
premium + fees & surcharges
Mean annual premium
$686
premium only
Policies in SFHA zones
4.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$87,937,000
Contents coverage in force
$35,131,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34201 by rated flood zone
Policies Share Share bar
X 341 95.0%
AE 15 4.2%
A 2 0.6%
C 1 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34201 by occupancy type
Policies Share Share bar
Single-family homes 344 95.8%
Units in multi-unit buildings 9 2.5%
Non-residential buildings 4 1.1%
Multi-unit buildings 2 0.6%

Claims history since 1978

Claims since 1978
6
Total paid
$25,589
Paid on buildings
$25,589
Paid on contents
$0
NFIP claims filed per year in ZIP 34201, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1997 1 $0
2001 1 $2,683
2003 1 $0
2012 1 $0
2017 1 $0
2024 1 $22,906

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 1 $22,906
2001 1 $2,683
1997 1 $0

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