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Flood Figures

ZIP 33611 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,910 NFIP flood insurance policies are in force in ZIP 33611 (Tampa, FL), with 1,856 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,910
Median annual premium
$1,438
premium only
Median annual cost
$1,817
premium + fees & surcharges
Mean annual premium
$2,010
premium only
Policies in SFHA zones
78.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,306,257,800
Contents coverage in force
$292,922,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33611 by rated flood zone
Policies Share Share bar
AE 4,440 75.1%
X 1,145 19.4%
A 267 4.5%
VE 43 0.7%
A10 7 0.1%
C 7 0.1%
V 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33611 by occupancy type
Policies Share Share bar
Single-family homes 4,376 74.0%
Multi-unit buildings 1,116 18.9%
Units in multi-unit buildings 224 3.8%
Non-residential buildings 130 2.2%
Mobile homes 64 1.1%

Claims history since 1978

Claims since 1978
1,856
Total paid
$102,031,035
Paid on buildings
$90,580,403
Paid on contents
$11,390,631
NFIP claims filed per year in ZIP 33611, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 37 $155,224
1981 2 $0
1982 24 $36,670
1983 7 $2,050
1984 1 $2,800
1985 71 $316,819
1986 1 $0
1987 3 $1,518
1988 88 $224,086
1989 1 $14,842
1990 2 $0
1991 2 $1,429
1992 1 $0
1993 11 $21,580
1994 1 $0
1995 9 $16,696
1996 40 $259,032
1997 33 $63,513
1998 24 $20,461
1999 1 $0
2000 2 $423
2001 9 $8,097
2002 7 $2,795
2003 4 $4,646
2004 85 $626,016
2005 2 $0
2006 13 $114,920
2007 1 $40,415
2008 5 $3,888
2009 6 $6,043
2010 2 $2,254
2011 3 $4,287
2012 6 $12,088
2013 2 $13,679
2014 5 $27,472
2015 134 $2,822,593
2016 2 $0
2017 15 $43,622
2018 4 $54,126
2019 6 $8,539
2020 7 $52,519
2021 3 $2,095
2022 6 $9,961
2023 12 $161,398
2024 1,151 $96,843,983
2025 4 $28,457

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 1,151 $96,843,983
2015 134 $2,822,593
2004 85 $626,016

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