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Flood Figures

ZIP 33615 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 7,435 NFIP flood insurance policies are in force in ZIP 33615 (Tampa, FL), with 2,692 flood claims recorded since 1978.

Policies & premiums

Policies in force
7,435
Median annual premium
$1,914
premium only
Median annual cost
$2,367
premium + fees & surcharges
Mean annual premium
$2,331
premium only
Policies in SFHA zones
97.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,632,037,600
Contents coverage in force
$219,778,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33615 by rated flood zone
Policies Share Share bar
AE 6,747 90.7%
A 505 6.8%
X 172 2.3%
A10 7 0.1%
VE 4 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33615 by occupancy type
Policies Share Share bar
Single-family homes 4,945 66.5%
Multi-unit buildings 2,068 27.8%
Non-residential buildings 224 3.0%
Units in multi-unit buildings 142 1.9%
Mobile homes 56 0.8%

Claims history since 1978

Claims since 1978
2,692
Total paid
$226,258,253
Paid on buildings
$204,088,967
Paid on contents
$22,051,629
NFIP claims filed per year in ZIP 33615, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 41 $33,016
1980 2 $411
1981 9 $3,055
1982 19 $28,147
1983 3 $0
1984 2 $0
1985 132 $683,919
1986 1 $0
1987 6 $0
1988 39 $11,873
1989 3 $2,450
1990 1 $0
1991 4 $4,585
1992 2 $27
1993 18 $52,230
1994 2 $0
1995 21 $83,943
1996 36 $399,404
1997 44 $132,518
1998 12 $7,660
1999 5 $4,360
2000 15 $114,377
2001 19 $36,895
2002 8 $15,033
2003 3 $0
2004 71 $828,827
2005 3 $8,970
2006 6 $8,545
2007 1 $0
2008 1 $0
2009 1 $747
2011 6 $9,018
2012 33 $119,510
2013 3 $3,608
2014 6 $3,823
2015 46 $342,914
2016 25 $92,179
2017 25 $19,676
2018 4 $0
2019 1 $0
2020 19 $532,214
2021 15 $200,905
2022 10 $56,650
2023 26 $941,869
2024 1,939 $221,474,896
2025 3 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 1,939 $221,474,896
2023 26 $941,869
2004 71 $828,827

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