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Flood Figures

ZIP 77632 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,121 NFIP flood insurance policies are in force in ZIP 77632 (Orange, TX), with 2,355 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,121
Median annual premium
$853
premium only
Median annual cost
$1,080
premium + fees & surcharges
Mean annual premium
$882
premium only
Policies in SFHA zones
33.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$680,620,600
Contents coverage in force
$260,363,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77632 by rated flood zone
Policies Share Share bar
X 1,701 54.5%
A 689 22.1%
AE 304 9.7%
C 297 9.5%
B 93 3.0%
A06 33 1.1%
A04 2 0.1%
A01 2 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77632 by occupancy type
Policies Share Share bar
Single-family homes 2,713 86.9%
Mobile homes 266 8.5%
Non-residential buildings 86 2.8%
Multi-unit buildings 44 1.4%
Units in multi-unit buildings 12 0.4%

Claims history since 1978

Claims since 1978
2,355
Total paid
$218,636,507
Paid on buildings
$156,452,830
Paid on contents
$62,018,204
NFIP claims filed per year in ZIP 77632, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $172
1979 3 $26,289
1980 2 $11,268
1982 4 $20,452
1983 1 $675
1986 3 $92
1989 36 $181,529
1991 1 $0
1994 2 $12,006
1995 7 $32,384
1998 16 $70,383
1999 3 $37,046
2000 1 $758
2001 11 $24,429
2002 51 $586,457
2003 3 $8,129
2004 1 $811
2005 63 $470,253
2006 30 $532,355
2007 10 $85,041
2008 53 $1,617,070
2009 4 $90,792
2011 2 $0
2012 21 $650,824
2013 1 $9,791
2014 5 $74,863
2015 2 $0
2016 104 $8,362,847
2017 1,217 $148,057,970
2018 2 $20,582
2019 661 $57,450,668
2020 27 $183,867
2021 2 $0
2022 3 $16,700
2024 1 $0
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 1,217 $148,057,970
2019 661 $57,450,668
2016 104 $8,362,847

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