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Flood Figures

ZIP 77630 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,792 NFIP flood insurance policies are in force in ZIP 77630 (Orange, TX), with 3,726 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,792
Median annual premium
$863
premium only
Median annual cost
$1,164
premium + fees & surcharges
Mean annual premium
$1,386
premium only
Policies in SFHA zones
39.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$829,033,000
Contents coverage in force
$318,006,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77630 by rated flood zone
Policies Share Share bar
X 1,696 44.7%
AE 1,162 30.6%
C 457 12.1%
A 192 5.1%
B 143 3.8%
A07 53 1.4%
A08 51 1.3%
A04 28 0.7%
A03 8 0.2%
A06 1 0.0%
A01 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77630 by occupancy type
Policies Share Share bar
Single-family homes 3,237 85.4%
Non-residential buildings 336 8.9%
Mobile homes 123 3.2%
Multi-unit buildings 87 2.3%
Units in multi-unit buildings 9 0.2%

Claims history since 1978

Claims since 1978
3,726
Total paid
$279,492,963
Paid on buildings
$200,233,054
Paid on contents
$78,859,771
NFIP claims filed per year in ZIP 77630, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 20 $46,961
1980 7 $10,610
1981 1 $218
1982 15 $34,934
1983 5 $385
1984 2 $8,907
1986 4 $2,355
1987 2 $0
1988 2 $5,452
1989 46 $401,262
1991 5 $6,419
1992 12 $105,520
1994 10 $73,139
1995 4 $91,961
1996 2 $55,710
1997 1 $0
1998 19 $161,212
1999 1 $1,250
2000 3 $6,337
2001 8 $78,345
2002 64 $1,347,265
2003 5 $5,438
2004 2 $0
2005 171 $643,981
2006 12 $91,339
2007 4 $69,804
2008 1,289 $99,230,677
2009 2 $0
2010 2 $0
2011 1 $0
2012 22 $270,729
2013 2 $28,212
2014 5 $30,277
2015 7 $34,896
2016 88 $3,211,461
2017 1,535 $148,755,796
2018 9 $213,584
2019 269 $23,791,599
2020 45 $325,498
2021 7 $66,072
2022 2 $0
2023 8 $106,721
2024 5 $178,638
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 1,535 $148,755,796
2008 1,289 $99,230,677
2019 269 $23,791,599

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