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Flood Figures

ZIP 77530 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 514 NFIP flood insurance policies are in force in ZIP 77530 (Channelview, TX), with 927 flood claims recorded since 1978.

Policies & premiums

Policies in force
514
Median annual premium
$854
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$1,073
premium only
Policies in SFHA zones
19.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$106,526,600
Contents coverage in force
$39,467,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77530 by rated flood zone
Policies Share Share bar
X 415 80.7%
AE 88 17.1%
VE 9 1.8%
V 1 0.2%
A 1 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77530 by occupancy type
Policies Share Share bar
Single-family homes 446 86.8%
Non-residential buildings 60 11.7%
Mobile homes 4 0.8%
Multi-unit buildings 4 0.8%

Claims history since 1978

Claims since 1978
927
Total paid
$17,391,088
Paid on buildings
$13,068,598
Paid on contents
$4,292,489
NFIP claims filed per year in ZIP 77530, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $762
1979 78 $380,071
1980 3 $3,031
1981 117 $856,889
1983 109 $2,188,693
1986 3 $3,065
1987 6 $26,871
1989 53 $472,531
1991 3 $3,467
1992 4 $14,068
1993 5 $18,373
1994 83 $2,490,519
1995 1 $0
1996 2 $0
1997 8 $62,534
1998 39 $406,194
1999 9 $25,822
2000 10 $74,478
2001 83 $1,526,117
2002 7 $35,754
2003 5 $20,285
2004 9 $66,124
2005 2 $5,279
2006 28 $511,912
2007 3 $9,624
2008 65 $1,426,742
2009 7 $103,726
2012 1 $2,757
2013 2 $0
2015 22 $589,867
2016 3 $57,406
2017 127 $5,643,827
2018 1 $25,305
2019 5 $29,809
2020 1 $23,860
2021 9 $158,330
2023 1 $0
2024 12 $126,999

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 127 $5,643,827
1994 83 $2,490,519
1983 109 $2,188,693

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