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Flood Figures

ZIP 77505 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,364 NFIP flood insurance policies are in force in ZIP 77505 (Pasadena, TX), with 2,057 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,364
Median annual premium
$858
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$922
premium only
Policies in SFHA zones
21.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$587,477,600
Contents coverage in force
$226,345,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77505 by rated flood zone
Policies Share Share bar
X 1,668 70.6%
AE 514 21.7%
B 179 7.6%
AO 2 0.1%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77505 by occupancy type
Policies Share Share bar
Single-family homes 2,094 88.6%
Non-residential buildings 179 7.6%
Multi-unit buildings 74 3.1%
Units in multi-unit buildings 15 0.6%
Mobile homes 2 0.1%

Claims history since 1978

Claims since 1978
2,057
Total paid
$68,581,802
Paid on buildings
$54,659,271
Paid on contents
$13,776,378
NFIP claims filed per year in ZIP 77505, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 165 $1,947,426
1980 4 $6,771
1981 94 $750,182
1983 62 $540,812
1984 4 $1,067
1985 53 $147,249
1987 66 $437,343
1989 152 $2,400,107
1991 1 $0
1994 81 $1,322,356
1996 87 $2,766,551
1997 91 $2,167,484
1998 107 $3,315,649
1999 7 $3,600
2000 2 $1,747
2001 405 $15,865,007
2002 28 $505,816
2003 1 $0
2005 3 $0
2006 27 $1,838,839
2007 32 $3,377,593
2008 114 $1,950,877
2009 27 $401,539
2010 1 $11,941
2015 15 $165,477
2016 1 $0
2017 405 $28,482,201
2018 1 $2,535
2019 11 $96,468
2020 3 $74,173
2021 2 $0
2022 1 $0
2023 2 $0
2024 2 $989

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 405 $28,482,201
2001 405 $15,865,007
2007 32 $3,377,593

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