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Flood Figures

ZIP 77504 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 912 NFIP flood insurance policies are in force in ZIP 77504 (Pasadena, TX), with 677 flood claims recorded since 1978.

Policies & premiums

Policies in force
912
Median annual premium
$763
premium only
Median annual cost
$978
premium + fees & surcharges
Mean annual premium
$843
premium only
Policies in SFHA zones
3.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$221,103,000
Contents coverage in force
$79,374,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77504 by rated flood zone
Policies Share Share bar
X 878 96.3%
AE 31 3.4%
B 2 0.2%
A 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77504 by occupancy type
Policies Share Share bar
Single-family homes 745 81.7%
Non-residential buildings 74 8.1%
Multi-unit buildings 56 6.1%
Units in multi-unit buildings 35 3.8%
Mobile homes 2 0.2%

Claims history since 1978

Claims since 1978
677
Total paid
$21,795,345
Paid on buildings
$19,043,425
Paid on contents
$2,751,920
NFIP claims filed per year in ZIP 77504, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 46 $313,120
1980 5 $12,680
1981 31 $43,220
1983 44 $77,046
1985 3 $46,968
1989 78 $165,902
1991 1 $4,021
1992 1 $1,815
1993 3 $4,920
1994 15 $41,932
1995 2 $0
1996 13 $65,491
1997 6 $16,645
1998 10 $61,158
1999 11 $52,040
2001 62 $1,227,946
2002 13 $105,644
2006 16 $467,760
2007 11 $73,161
2008 93 $7,250,742
2009 17 $135,409
2012 1 $0
2014 1 $3,390
2015 4 $134,240
2016 2 $35,235
2017 183 $11,449,508
2019 1 $0
2020 1 $5,352
2024 3 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 183 $11,449,508
2008 93 $7,250,742
2001 62 $1,227,946

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