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Flood Figures

ZIP 70726 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 6,978 NFIP flood insurance policies are in force in ZIP 70726 (Denham Springs, LA), with 6,849 flood claims recorded since 1978.

Policies & premiums

Policies in force
6,978
Median annual premium
$874
premium only
Median annual cost
$1,145
premium + fees & surcharges
Mean annual premium
$1,128
premium only
Policies in SFHA zones
70.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,447,529,000
Contents coverage in force
$373,624,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70726 by rated flood zone
Policies Share Share bar
AE 4,811 68.9%
X 2,054 29.4%
A 98 1.4%
A10 9 0.1%
AO 3 0.0%
A02 2 0.0%
AOB 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70726 by occupancy type
Policies Share Share bar
Single-family homes 5,830 83.5%
Non-residential buildings 526 7.5%
Mobile homes 317 4.5%
Multi-unit buildings 282 4.0%
Units in multi-unit buildings 23 0.3%

Claims history since 1978

Claims since 1978
6,849
Total paid
$505,128,228
Paid on buildings
$437,739,831
Paid on contents
$65,322,329
NFIP claims filed per year in ZIP 70726, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $4,236
1979 87 $246,940
1980 51 $165,115
1982 2 $7,411
1983 696 $11,125,474
1984 6 $3,258
1985 11 $32,868
1986 8 $19,004
1987 7 $52,387
1988 3 $27,279
1989 8 $36,202
1990 386 $5,868,129
1991 57 $344,990
1992 69 $401,763
1993 211 $1,915,226
1994 65 $459,934
1995 92 $616,732
1996 17 $74,141
1997 38 $219,662
1998 34 $200,118
1999 3 $16,221
2000 2 $15,725
2001 260 $3,400,252
2002 21 $10,241
2003 31 $159,599
2004 20 $87,446
2005 25 $188,050
2006 8 $113,654
2007 11 $165,431
2008 56 $900,436
2009 5 $12,802
2011 7 $43,347
2012 84 $1,194,586
2013 17 $75,897
2014 2 $2,375
2015 5 $84,594
2016 4,266 $471,888,695
2017 12 $7,623
2018 4 $76,437
2019 119 $4,319,928
2020 5 $66,212
2021 18 $182,588
2022 4 $9,183
2023 5 $117,458
2024 5 $42,323
2025 2 $83,727
2026 2 $42,528

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 4,266 $471,888,695
1983 696 $11,125,474
1990 386 $5,868,129

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