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Flood Figures

ZIP 70706 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,167 NFIP flood insurance policies are in force in ZIP 70706 (Denham Springs, LA), with 1,127 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,167
Median annual premium
$900
premium only
Median annual cost
$1,169
premium + fees & surcharges
Mean annual premium
$1,079
premium only
Policies in SFHA zones
65.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$450,921,000
Contents coverage in force
$118,288,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70706 by rated flood zone
Policies Share Share bar
AE 1,284 59.3%
X 741 34.2%
A 142 6.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70706 by occupancy type
Policies Share Share bar
Single-family homes 1,898 87.6%
Mobile homes 167 7.7%
Non-residential buildings 88 4.1%
Multi-unit buildings 10 0.5%
Units in multi-unit buildings 4 0.2%

Claims history since 1978

Claims since 1978
1,127
Total paid
$82,495,464
Paid on buildings
$71,122,042
Paid on contents
$11,215,922
NFIP claims filed per year in ZIP 70706, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1989 1 $0
1990 2 $73,586
1993 7 $98,909
1994 10 $103,035
1995 26 $264,434
1996 7 $19,604
1997 2 $43,510
1998 6 $10,678
2000 5 $27,653
2001 15 $141,315
2003 2 $33,906
2004 7 $76,814
2005 12 $0
2006 3 $30,099
2008 21 $97,325
2009 5 $12,517
2011 5 $9,314
2012 34 $395,220
2013 5 $13,546
2014 2 $2,230
2015 5 $12,544
2016 922 $80,809,645
2017 4 $34,397
2018 1 $17,376
2019 4 $18,285
2020 4 $117,284
2021 5 $6,507
2022 2 $14,804
2023 1 $682
2025 2 $10,245

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 922 $80,809,645
2012 34 $395,220
1995 26 $264,434

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