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Flood Figures

ZIP 34691 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,598 NFIP flood insurance policies are in force in ZIP 34691 (Holiday, FL), with 974 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,598
Median annual premium
$1,331
premium only
Median annual cost
$1,685
premium + fees & surcharges
Mean annual premium
$1,614
premium only
Policies in SFHA zones
70.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$325,757,200
Contents coverage in force
$62,658,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34691 by rated flood zone
Policies Share Share bar
AE 991 62.0%
X 484 30.3%
A 103 6.4%
VE 9 0.6%
A13 4 0.3%
V 4 0.3%
B 2 0.1%
C 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34691 by occupancy type
Policies Share Share bar
Single-family homes 1,343 84.0%
Multi-unit buildings 144 9.0%
Mobile homes 47 2.9%
Non-residential buildings 35 2.2%
Units in multi-unit buildings 29 1.8%

Claims history since 1978

Claims since 1978
974
Total paid
$25,948,253
Paid on buildings
$23,426,765
Paid on contents
$2,521,489
NFIP claims filed per year in ZIP 34691, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 5 $486
1979 8 $8,607
1980 3 $529
1981 12 $9,895
1982 22 $9,149
1983 10 $7,528
1984 2 $0
1985 24 $34,793
1986 6 $14,837
1987 1 $227
1988 19 $3,186
1989 1 $0
1991 3 $0
1992 15 $15,396
1993 48 $508,337
1994 2 $0
1995 14 $1,349,017
1996 10 $45,144
1997 11 $5,330
1998 30 $27,303
1999 20 $47,088
2000 12 $5,367
2001 26 $30,928
2002 4 $338
2003 4 $4,625
2004 125 $435,019
2005 5 $22,066
2006 7 $28,024
2007 2 $14,003
2008 7 $3,590
2009 5 $7,264
2010 5 $4,871
2011 7 $570
2012 117 $1,209,401
2013 2 $0
2014 4 $10,874
2015 24 $47,155
2016 21 $296,081
2017 36 $493,363
2018 3 $3,780
2019 3 $0
2020 6 $33,122
2021 2 $9,578
2022 6 $29,284
2023 7 $297,856
2024 266 $20,874,240
2025 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 266 $20,874,240
1995 14 $1,349,017
2012 117 $1,209,401

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