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Flood Figures

ZIP 34668 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,466 NFIP flood insurance policies are in force in ZIP 34668 (Port Richey, FL), with 2,305 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,466
Median annual premium
$2,400
premium only
Median annual cost
$2,400
premium + fees & surcharges
Mean annual premium
$2,371
premium only
Policies in SFHA zones
84.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$461,541,400
Contents coverage in force
$57,143,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34668 by rated flood zone
Policies Share Share bar
AE 1,343 54.5%
A 668 27.1%
X 325 13.2%
VE 114 4.6%
A13 6 0.2%
C 6 0.2%
V 3 0.1%
V17 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34668 by occupancy type
Policies Share Share bar
Multi-unit buildings 1,151 46.7%
Single-family homes 987 40.0%
Non-residential buildings 175 7.1%
Mobile homes 96 3.9%
Units in multi-unit buildings 57 2.3%

Claims history since 1978

Claims since 1978
2,305
Total paid
$108,030,551
Paid on buildings
$92,404,058
Paid on contents
$15,615,183
NFIP claims filed per year in ZIP 34668, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1985 11 $50,338
1986 1 $2,315
1987 3 $989
1988 14 $4,310
1990 1 $2,195
1992 6 $8,172
1993 576 $17,119,774
1994 1 $0
1995 129 $890,617
1996 182 $2,456,748
1997 2 $19,876
1998 19 $123,959
1999 106 $1,340,550
2000 3 $7,483
2001 6 $14,693
2002 3 $187,177
2003 4 $3,229
2004 77 $552,322
2005 3 $2,820
2006 1 $4,339
2007 1 $30,468
2008 10 $223,293
2009 8 $251,746
2010 8 $34,549
2011 2 $1,032
2012 120 $3,639,904
2013 2 $18,653
2014 5 $0
2015 78 $1,939,816
2016 77 $1,926,146
2017 10 $70,836
2018 1 $75,549
2019 1 $0
2020 4 $7,993
2021 1 $2,624
2022 1 $0
2023 135 $9,838,393
2024 693 $67,177,642

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 693 $67,177,642
1993 576 $17,119,774
2023 135 $9,838,393

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