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Flood Figures

ZIP 34655 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,015 NFIP flood insurance policies are in force in ZIP 34655 (New Port Richey, FL), with 528 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,015
Median annual premium
$606
premium only
Median annual cost
$812
premium + fees & surcharges
Mean annual premium
$678
premium only
Policies in SFHA zones
59.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$685,041,200
Contents coverage in force
$191,161,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34655 by rated flood zone
Policies Share Share bar
AE 1,449 48.1%
X 1,215 40.3%
A 348 11.5%
C 3 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34655 by occupancy type
Policies Share Share bar
Single-family homes 2,752 91.3%
Units in multi-unit buildings 121 4.0%
Non-residential buildings 80 2.7%
Multi-unit buildings 54 1.8%
Mobile homes 8 0.3%

Claims history since 1978

Claims since 1978
528
Total paid
$10,419,989
Paid on buildings
$9,027,018
Paid on contents
$1,358,500
NFIP claims filed per year in ZIP 34655, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1982 1 $960
1983 1 $0
1985 4 $19,429
1986 1 $5,000
1987 4 $55,543
1988 34 $145,442
1990 1 $0
1991 6 $16,562
1992 4 $520
1993 4 $0
1995 7 $1,293
1996 2 $0
1997 24 $141,194
1998 9 $19,347
2000 4 $1,880
2001 7 $642
2002 2 $16,270
2003 6 $2,160
2004 36 $356,913
2005 1 $816
2006 2 $0
2008 7 $0
2009 1 $0
2010 2 $9,793
2011 6 $9,634
2012 141 $2,293,183
2013 2 $0
2014 2 $525
2015 59 $989,419
2016 18 $100,122
2017 39 $2,124,191
2018 1 $0
2019 2 $0
2020 1 $0
2021 2 $0
2022 4 $131,796
2023 2 $10,659
2024 74 $3,966,699
2025 4 $0
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 74 $3,966,699
2012 141 $2,293,183
2017 39 $2,124,191

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