Skip to content
Flood Figures

ZIP 34653 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,714 NFIP flood insurance policies are in force in ZIP 34653 (New Port Richey, FL), with 492 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,714
Median annual premium
$725
premium only
Median annual cost
$961
premium + fees & surcharges
Mean annual premium
$1,075
premium only
Policies in SFHA zones
72.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$351,366,600
Contents coverage in force
$68,700,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34653 by rated flood zone
Policies Share Share bar
A 725 42.3%
AE 574 33.5%
X 407 23.7%
B 4 0.2%
A09 2 0.1%
C 1 0.1%
AH 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34653 by occupancy type
Policies Share Share bar
Single-family homes 1,072 62.5%
Multi-unit buildings 436 25.4%
Mobile homes 91 5.3%
Non-residential buildings 62 3.6%
Units in multi-unit buildings 53 3.1%

Claims history since 1978

Claims since 1978
492
Total paid
$12,357,019
Paid on buildings
$10,672,654
Paid on contents
$1,684,365
NFIP claims filed per year in ZIP 34653, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $289
1979 2 $123
1985 3 $30,934
1986 3 $3,545
1987 1 $0
1988 7 $37,502
1989 1 $6,700
1991 2 $4,744
1992 6 $4,454
1993 31 $758,650
1994 2 $7,480
1995 7 $60,176
1996 15 $213,152
1997 1 $0
1998 14 $67,212
1999 3 $45,021
2000 2 $1,824
2001 4 $3,425
2002 2 $8,871
2003 1 $0
2004 35 $154,492
2005 2 $33,999
2007 1 $8,725
2008 4 $49,393
2009 1 $5,527
2010 4 $100,792
2011 3 $414
2012 94 $1,477,051
2013 1 $0
2014 1 $0
2015 41 $913,190
2016 29 $385,309
2017 14 $69,537
2018 2 $32,273
2021 2 $42,479
2022 3 $15,058
2023 25 $858,641
2024 122 $6,956,034

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 122 $6,956,034
2012 94 $1,477,051
2015 41 $913,190

Related pages