Skip to content
Flood Figures

ZIP 34480 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 148 NFIP flood insurance policies are in force in ZIP 34480 (Ocala, FL), with 7 flood claims recorded since 1978.

Policies & premiums

Policies in force
148
Median annual premium
$460
premium only
Median annual cost
$637
premium + fees & surcharges
Mean annual premium
$527
premium only
Policies in SFHA zones
24.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$34,586,000
Contents coverage in force
$10,692,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34480 by rated flood zone
Policies Share Share bar
X 112 75.7%
AE 30 20.3%
A 6 4.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34480 by occupancy type
Policies Share Share bar
Single-family homes 139 93.9%
Mobile homes 5 3.4%
Multi-unit buildings 3 2.0%
Non-residential buildings 1 0.7%

Claims history since 1978

Claims since 1978
7
Total paid
$98,541
Paid on buildings
$81,088
Paid on contents
$17,453
NFIP claims filed per year in ZIP 34480, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1998 1 $0
1999 1 $4,616
2004 1 $0
2010 1 $5,838
2017 2 $16,013
2023 1 $72,074

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2023 1 $72,074
2017 2 $16,013
2010 1 $5,838

Related pages