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Flood Figures

ZIP 34471 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 428 NFIP flood insurance policies are in force in ZIP 34471 (Ocala, FL), with 51 flood claims recorded since 1978.

Policies & premiums

Policies in force
428
Median annual premium
$493
premium only
Median annual cost
$703
premium + fees & surcharges
Mean annual premium
$577
premium only
Policies in SFHA zones
68.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$107,023,000
Contents coverage in force
$22,664,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34471 by rated flood zone
Policies Share Share bar
AE 261 61.0%
X 130 30.4%
A 37 8.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34471 by occupancy type
Policies Share Share bar
Single-family homes 333 77.8%
Non-residential buildings 50 11.7%
Multi-unit buildings 36 8.4%
Units in multi-unit buildings 9 2.1%

Claims history since 1978

Claims since 1978
51
Total paid
$3,583,932
Paid on buildings
$3,198,511
Paid on contents
$385,421
NFIP claims filed per year in ZIP 34471, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1993 1 $2,303
2003 1 $0
2004 3 $8,974
2005 1 $1,000
2007 3 $20,618
2010 3 $30,591
2011 1 $13,461
2012 2 $85,191
2017 18 $2,165,009
2019 1 $20,465
2022 1 $0
2023 16 $1,236,320

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 18 $2,165,009
2023 16 $1,236,320
2012 2 $85,191

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