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Flood Figures

ZIP 34476 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 202 NFIP flood insurance policies are in force in ZIP 34476 (Ocala, FL), with 9 flood claims recorded since 1978.

Policies & premiums

Policies in force
202
Median annual premium
$509
premium only
Median annual cost
$687
premium + fees & surcharges
Mean annual premium
$566
premium only
Policies in SFHA zones
17.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$45,298,000
Contents coverage in force
$15,774,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34476 by rated flood zone
Policies Share Share bar
X 166 82.2%
AE 33 16.3%
A 3 1.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34476 by occupancy type
Policies Share Share bar
Single-family homes 191 94.6%
Non-residential buildings 6 3.0%
Mobile homes 3 1.5%
Units in multi-unit buildings 2 1.0%

Claims history since 1978

Claims since 1978
9
Total paid
$140,017
Paid on buildings
$132,017
Paid on contents
$8,000
NFIP claims filed per year in ZIP 34476, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
2004 1 $0
2008 1 $0
2011 1 $0
2012 2 $0
2017 2 $34,091
2020 1 $0
2023 1 $105,926

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2023 1 $105,926
2017 2 $34,091
2008 1 $0

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