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Flood Figures

ZIP 34474 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 101 NFIP flood insurance policies are in force in ZIP 34474 (Ocala, FL), with 3 flood claims recorded since 1978.

Policies & premiums

Policies in force
101
Median annual premium
$519
premium only
Median annual cost
$818
premium + fees & surcharges
Mean annual premium
$745
premium only
Policies in SFHA zones
38.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$27,084,000
Contents coverage in force
$9,706,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34474 by rated flood zone
Policies Share Share bar
X 62 61.4%
A 38 37.6%
AE 1 1.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34474 by occupancy type
Policies Share Share bar
Single-family homes 63 62.4%
Non-residential buildings 30 29.7%
Multi-unit buildings 3 3.0%
Units in multi-unit buildings 3 3.0%
Mobile homes 2 2.0%

Claims history since 1978

Claims since 1978
3
Total paid
$14,967
Paid on buildings
$14,967
Paid on contents
$0
NFIP claims filed per year in ZIP 34474, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1982 1 $14,967
1998 1 $0
2024 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1982 1 $14,967
2024 1 $0
1998 1 $0

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