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Flood Figures

ZIP 34285 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,304 NFIP flood insurance policies are in force in ZIP 34285 (Venice, FL), with 1,109 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,304
Median annual premium
$957
premium only
Median annual cost
$1,263
premium + fees & surcharges
Mean annual premium
$1,994
premium only
Policies in SFHA zones
36.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$881,022,200
Contents coverage in force
$155,489,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34285 by rated flood zone
Policies Share Share bar
X 2,333 54.2%
AE 1,705 39.6%
VE 138 3.2%
A 94 2.2%
AO 26 0.6%
A12 5 0.1%
V 3 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34285 by occupancy type
Policies Share Share bar
Multi-unit buildings 2,293 53.3%
Single-family homes 1,308 30.4%
Units in multi-unit buildings 399 9.3%
Non-residential buildings 183 4.3%
Mobile homes 121 2.8%

Claims history since 1978

Claims since 1978
1,109
Total paid
$65,966,108
Paid on buildings
$60,675,400
Paid on contents
$5,181,309
NFIP claims filed per year in ZIP 34285, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 2 $143
1980 3 $478
1981 38 $46,741
1982 48 $107,120
1983 2 $1,549
1985 43 $210,949
1987 3 $357
1988 47 $130,838
1991 1 $0
1992 47 $280,722
1993 32 $98,789
1994 1 $0
1995 7 $19,691
1996 2 $3,903
1997 3 $921
1998 1 $0
1999 2 $483
2000 2 $0
2001 8 $478
2003 6 $11,515
2004 3 $5,373
2005 3 $10,414
2006 1 $23,704
2010 2 $10,713
2012 3 $0
2013 4 $38,570
2015 1 $0
2016 1 $63,815
2017 31 $1,121,140
2018 1 $12,246
2020 1 $2,825
2022 80 $3,293,362
2023 7 $249,271
2024 669 $60,220,000
2025 3 $0
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 669 $60,220,000
2022 80 $3,293,362
2017 31 $1,121,140

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