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Flood Figures

ZIP 34135 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,546 NFIP flood insurance policies are in force in ZIP 34135 (Bonita Springs, FL), with 1,284 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,546
Median annual premium
$997
premium only
Median annual cost
$1,307
premium + fees & surcharges
Mean annual premium
$1,556
premium only
Policies in SFHA zones
50.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,206,661,800
Contents coverage in force
$296,518,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34135 by rated flood zone
Policies Share Share bar
AE 3,076 55.5%
X 2,408 43.4%
AH 33 0.6%
C 17 0.3%
A 12 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34135 by occupancy type
Policies Share Share bar
Single-family homes 3,573 64.4%
Multi-unit buildings 1,146 20.7%
Units in multi-unit buildings 357 6.4%
Mobile homes 336 6.1%
Non-residential buildings 134 2.4%

Claims history since 1978

Claims since 1978
1,284
Total paid
$63,443,159
Paid on buildings
$55,825,363
Paid on contents
$7,332,283
NFIP claims filed per year in ZIP 34135, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1988 1 $0
1992 19 $117,941
1993 3 $3,098
1995 148 $1,548,207
1996 2 $0
1998 2 $3,131
1999 3 $10,056
2000 4 $3,592
2001 16 $311,904
2002 2 $0
2003 6 $23,156
2004 15 $35,906
2005 9 $77,301
2006 1 $0
2008 37 $612,382
2009 1 $0
2011 2 $48,954
2013 3 $65,245
2014 1 $0
2015 2 $0
2017 358 $11,218,392
2018 2 $0
2020 4 $23,487
2021 2 $0
2022 477 $37,652,018
2023 5 $19,913
2024 157 $11,668,477
2025 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2022 477 $37,652,018
2024 157 $11,668,477
2017 358 $11,218,392

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