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Flood Figures

ZIP 34134 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 6,011 NFIP flood insurance policies are in force in ZIP 34134 (Bonita Springs, FL), with 2,711 flood claims recorded since 1978.

Policies & premiums

Policies in force
6,011
Median annual premium
$1,613
premium only
Median annual cost
$2,070
premium + fees & surcharges
Mean annual premium
$2,699
premium only
Policies in SFHA zones
68.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,415,440,000
Contents coverage in force
$233,924,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 34134 by rated flood zone
Policies Share Share bar
AE 3,859 64.2%
X 1,554 25.9%
VE 555 9.2%
AH 28 0.5%
A15 7 0.1%
A 6 0.1%
B 1 0.0%
V13 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 34134 by occupancy type
Policies Share Share bar
Multi-unit buildings 3,026 50.3%
Single-family homes 2,311 38.4%
Units in multi-unit buildings 416 6.9%
Non-residential buildings 174 2.9%
Mobile homes 84 1.4%

Claims history since 1978

Claims since 1978
2,711
Total paid
$273,057,403
Paid on buildings
$250,504,199
Paid on contents
$22,200,626
NFIP claims filed per year in ZIP 34134, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1982 1 $678
1985 2 $716
1988 39 $178,655
1992 9 $6,317
1993 23 $129,635
1994 1 $0
1995 20 $61,127
1996 1 $15,647
1998 3 $0
1999 2 $1,816
2000 4 $4,152
2001 172 $1,968,805
2002 1 $0
2003 8 $21,893
2004 98 $1,229,935
2005 16 $31,479
2006 2 $0
2008 2 $13,381
2011 2 $0
2012 2 $0
2013 2 $11,790
2016 5 $7,256
2017 130 $2,923,201
2018 1 $0
2020 2 $11,029
2021 2 $0
2022 1,762 $244,281,996
2023 5 $36,572
2024 393 $22,121,325
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2022 1,762 $244,281,996
2024 393 $22,121,325
2017 130 $2,923,201

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